Customer Loyalty Programs for Department Stores

Do you want to save money shopping? Check out these customer loyalty programs at your favorite department stores. Sign up for rewards or for a department store credit card and start saving money! #savemoney #savingmoney #shopping #rewardsAre you looking to save money at all your favorite department stores?  We are sharing a list of tons of customer loyalty programs that you can join to save money as well as department store credit cards available that can help you save even more money.


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This list includes customer loyalty programs for each store as well as information about store credit cards. Like with all credit cards, it is important that you use them responsibly in order to actually save money.

Some stores are part of a larger company, so their customer loyalty programs can be used at multiple stores.

If you’re interested in other ways to save money at your favorite stores, you should check out our post: How to Save Money Shopping


Customer Loyalty Programs for Department Stores


Barneys New York

The customer loyalty program for Barneys New York is only available to their credit card holders.

If you have a Barneys New York credit card, you earn the following benefits:

  • earn points to redeem as a gift card at the end of the year
  • Access to pre-sale shopping days
  • Invitations to private in-store and online events
  • Complimentary valet parking and parking validation at select locations
  • $50 credit towards alterations for every $500 spent on full-price purchases using the Barneys New York Credit Card
  • Free shipping available for all in-store and online purchases
  • + many more perks!


Bealls Florida

Join Bealls Florida Coast2Coast Rewards program and earn 1 point for every $1 you spend.  Get a $5 reward for every 200 points you earn.

You will also receive a birthday bonus!

If you have a Bealls Florida credit card, you earn double the points.



Get Belk Rewards when you sign up for a Belk Rewards Credit Card.

Depending on how much you spend, you will earn more perks.

All card holders can earn points for every purchase you make online or in stores.

Get other benefits like receipt-free returns and savings events.



Become a Bloomingdale’s Loyalist and earn rewards on all purchases online and in store.

Earn points and get free shipping as a rewards member.

You can also get a Bloomingdale’s credit card and earn even more points and other benefits.



Earn rewards at Boscov’s when you sign up for a Boscov’s credit card.

All card holders get access to the B Rewarded program which allows you to earn points that are redeemed at the end of the year.

You also get a special birthday offer and other perks.



Dillard’s customer loyalty program is for their credit card holders only.

For every $1 you spend, you earn 2 points. Once you reach 1,500 points, you can redeem them for a 10% coupon or a $10 off coupon.


JC Penney

You can use JC Penney rewards, a JC Penney credit card, or both to save money.

For every $2 you spend, you earn 1 point. After you earn 200 points, you get a $10 reward.

If you use your JC Penney credit card, you earn 1 point for every $1 you spend.

You also get a birthday reward for being a JC Penney rewards program member.

You do not have to have a JC Penney credit card in order to be part of the customer loyalty program.



Kohl’s Yes2You Rewards program offers several benefits to their customers:

  • earn 1 point for every $1 spent
  • get a $5 reward for every 100 points that you earn
  • special birthday gift
  • other savings offers
  • option to earn bonus points

When you download the Kohl’s app, you can earn an additional 50 points when you sign in.

You can also get a Kohl’s Charge card and save even more money.

Kohl’s Charge card holders get 30% off their first purchase using the card as well as 12 discount offers throughout the year.

Your Kohl’s Charge card can be used with your customer loyalty program offers and Kohl’s Cash.



Macy’s Star Rewards are available to everyone.

All rewards members can earn points towards Star Money, get additional perks & offers, and get a special birthday surprise.

If you want to save even more money, you can get a Macy’s Credit Card.

Depending on how much you spend, you can get even more perks.


Neiman Marcus + Bergdorf Goodman

Join InCircle and get access to rewards for Neiman Marcus and Bergdorf Goodman stores.

When you join InCircle, you are signing up for a credit card through Neiman Marcus or Bergdorf Goodman.

With either of these credit cards, you can earn points to redeem for gift cards. You also get other perks for being a InCircle member depending on the amount of money you spend.



Join the Nordy Club and earn points for every dollar you spend in stores and online.

You can also get a Nordstrom credit card and earn even more perks like 3x the points and a $40 bonus.


Saks Fifth Avenue + Saks OFF 5th

Get the SaksFirst Store card or the SaksFirst World Elite Mastercard® to earn points at Saks Fifth Avenue and Saks OFF 5th stores.

The regular SaksFirst Store card is only for purchases at Saks Fifth Avenue and Saks OFF 5th stores.

The Mastercard can be used anywhere where Mastercards are accepted, and you can earn points from those places as well.


Sears + K-Mart

Join the Sears Shop Your Way reward program and earn points for every dollar you spend.

Earn even more points when you connect your Visa or Mastercard to your account and make purchases at places like Burger King, Uber, Ulta, and more!

Note: your rewards membership can also be used at K-Mart, Craftsman, and Kenmore.

You can also sign up for a Sears credit card and earn even more points at gas stations, grocery stores, restaurants, and other places.



You can save money at Target in a couple different ways.

Download the Target app and get access to Cartwheel offers. Save money with these deals, and use other convenient features in the app.

Target also has a couple store cards that you can get to save even more money.

Each REDcard helps you save money, and you can connect them to your Target app.

You can get a Target REDcard debit card and connect it to your bank account.

Or, you can get the Target REDcard credit card and charge your purchases.

The perks that come with using a REDcard are:

  • save 5% with every REDcard purchase at Target and Starbucks
  • save an additional 5% off Target subscription services
  • early access to certain Black Friday deals

TJ Maxx + Marshalls + HomeGoods + Sierra Trading Post

TJ Maxx offers two ways to save money.

You can become a TJX rewards member and receive several perks:

  • in-store giveaways & experiences
  • exclusive sweepstakes for items and gift cards
  • arrival alerts of new shipments that come into your favorite store
  • other offers for in-store and online purchases

You can save even more money if you get a TJX rewards credit card. Besides the included perks of TJX rewards, you will also receive these benefits:

  • For every $200 you spend, you earn $10
  • 10% off your first in-store purchase
  • earn 1 point for every $1 you spend elsewhere with your TJX Mastercard
Note: TJX rewards and credit card are available for TJ Maxx, HomeGoods, Marshalls, & Sierra Trading Post stores.
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What customer loyalty programs or department store credit cards do you use?

We would love to add any stores to this list that we are missing!


Related posts:

How to Save Money on Groceries

How to Save Money with Restaurant Rewards

Do you want to save money shopping for clothes? Check out these customer loyalty programs that help you get the most out of your shopping experience! These reward programs are for all your favorite department stores. #savemoney #savingmoney #shopping #rewards #customerloyalty
Would you like to save money shopping online and in stores? Check out these department store customer loyalty programs and start saving. Get rewards and access to even more when you sign up for your favorite department store credit card. #savemoney #savingmoney #rewards #customerloyalty #shopping
Do you want to save money at your favorite stores? Check out these customer loyalty programs and department store credit cards. These department store reward programs can help you save a ton of money! #savemoney #savingmoney #shopping #customerloyalty #rewards
Are you looking to save at your favorite stores? Check out these customer loyalty programs for department stores. These reward programs help you save money easily. #shopping #savemoney #savingmoney #rewards #customerloyalty

4 thoughts on “Customer Loyalty Programs for Department Stores

  1. Hey, Jessica. I agree this looks like a great list to me. I’m curious what you know about TJX’s “in-store giveaways & experiences.” I’m also more generally curious as to your opinion about free items and financial rewards vs other experiential benefits of these retail customer loyalty programs. Are the credit cards just about getting discounts and a hassle after-the-fact, or are they also convenient to use and to manage store-specific credit accounts? I know this is kind of an open-ended questions, but I would love any tips you have?

    1. Hi Mike, thank you for reading our post and asking some great questions!
      We do not personally have a TJX reward card because we don’t shop there enough. If it’s anything like other programs I’ve been a member of, I would suspect that you would receive emails about things going on in your local stores that other people may not know about. For example, sometimes I receive emails for a store in my area that I will have access to a special they have going on only because I receive their emails. Other people don’t know about them if they are not a member.
      I would say that all free reward programs are worth joining if you ever shop at those stores. Why not earn free things if you’re already planning on shopping there?
      As far as credit cards go, the benefit to using store credit cards is definitely the higher rewards that can be earned. If you are good with using credit cards and paying them off right away, then they are great for the rewards and positive impact they can have on your credit score. If you sometimes forget to pay credit cards off right away or you charge credit cards when you really don’t have that much money, then I would NOT suggest you open any store credit cards. Store credit cards are only beneficial if used responsibly. I like to think of store credit cards in a similar way to cashback credit cards. They can save you money and build your credit, but they only work well if you know how to use them responsibly. If you are afraid that you might spend to much with a store credit card, I would just stick with store reward cards that are free and can’t be used as a credit card.
      Hope this answers your questions. Let me know if you have any other questions.

  2. Thank you for this comprehensive list! Store loyalty programs are a great way to save money and I appreciate you listing out all the benefits at each store!

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