DISCLOSURES, DISCLAIMERS, TERMS & CONDITIONS
Last updated: January 3, 2020
DISCLOSURES
We may have a financial relationship with some of the merchants we mention.
From time to time, our blog posts and pages may contain affiliate links, which means we may get compensated and/or earn a commission at no extra cost to you if the affiliate links are utilized to make a purchase.
Our editorial content, including the advice we provide for educational purposes and the opinion we express on products, services and merchants is not influenced in any way by advertisers or affiliate partnerships and the integrity of our content is in no way compromised by such financial relationships.
We only affiliate with products, services, and merchants that we believe will provide value to our readers. We only endorse products, services and merchants that we have personally used or tested and consider of the highest quality standard.
It remains solely your personal responsibility to conduct your own investigation to determine whether to purchase an affiliate product or service.
You will not rely on any recommendation, reference, or information provided by us and we cannot be held liable or responsible for any damages resulting from your purchase.
DISCLAIMERS
The information provided by us on nowthatsthrifty.com (the “Site’) and in the resources available for download through the Site, is for educational and general informational purposes only.
All information on the Site is provided in good faith and every reasonable effort has been made to ensure that the information provided is as accurate and complete as possible and free from errors; however, we assume no responsibility for errors, omissions, or contrary interpretation, and make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, relevance, validity, reliability, availability, timeliness or completeness of any information on the Site.
Under no circumstance shall we be held liable for any special, direct, indirect, consequential, or incidental loss or damage or any damages of any kind incurred as a result of the use of the Site or reliance on any information provided on the Site.
By using the Site, you accept full personal responsibility for any harm or damage you suffer as a result of your actions arising out of or in connection with the use of the Site or its content.
You agree to use judgment and conduct due diligence to verify any information obtained from the Site before taking any action or implementing any suggestions or recommendations set out on the Site.
Your use of the Site is solely at your own risk and you expressly agree not to rely upon any information contained in the Site.
We reserve the right to make additions, deletions, or modification to the contents on the Site at any time without prior notice.
We do not warrant that the Site is free of viruses or other harmful components.
Any perceived slights of specific persons, peoples, or organizations are unintentional.
Any product, website, and company names mentioned on the Site are the trademarks or copyright properties of their respective owners. We are not associated or affiliated with them in any way.
External links disclaimer
The Site may contain links to external websites that are not provided or maintained by or in any way affiliated with us. The Site does not guarantee the accuracy, adequacy, relevance, validity, reliability, availability, timeliness or completeness of any information on these external websites.
Affiliate links disclaimer
We may have a financial relationship with some of the merchants we mention.
Some links may be affiliate links, which means we may get compensated at no extra cost to you if you make a purchase through a link.
As Amazon Associates, we earn from qualifying purchases.
Please refer to our disclosures above for further information.
TERMS & CONDITIONS
Jessica & Janie Myers
Now That’s Thrifty! (“us”, “we”, or “our”) owns and operates nowthatsthrifty.com (the “Site”).
This web page (together with the documents referred to on it) is a binding agreement and represents the Terms of Use for our Site.
Please read these Terms of Use carefully before you start to use the Site.
By accessing the Site, you are agreeing to be bound by these Terms of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing the Site. The materials contained in the Site are protected by applicable copyright and trademark law.
By visiting and using the Site, you represent and warrant that you meet all of the foregoing eligibility requirements.
By visiting and using our Site, you indicate that you accept these Terms of Use and that you agree to fully comply and abide by them.
Content
All information on the site, including any and all copyrights, trademarks, design rights and other intellectual property rights related to the content and work product on the site, are owned by Jessica & Janie Myers Now That’s Thrifty operating nowthatsthrifty.com.
The copying, redistribution, use, or publication by you of any such Content is strictly prohibited. Your use of our Site does not grant you any ownership rights to the Content of our Site.
The reproducing in any format (including on another website) of any part of our Site (including content, images and designs) without our prior written consent is strictly prohibited.
Requests for prior written consent should be addressed to the following email: jessica@nowthatsthrifty.com
You may provide links to our Site as long as
- you clearly give credit to us as the author,
- include a hyperlink to our Site
- you do not remove or obscure any portion of our Site by framing or otherwise,
- your website does not engage in illegal or pornographic activities, and
- provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it.
You must not provide links in such a way as to suggest any form of association, approval or endorsement on our part without our prior written consent.
You must not provide links from any website that is not owned by you.
You must cease providing links to our Site immediately upon our request.
Reliance on Content
The Content of the site is meant for informational purposes only and is not intended to amount to professional or specific advice on which reliance should be placed.
Please refer to our disclaimers above for further information.
Every effort has been made to only provide complete and accurate information. However, we disclaim all responsibility and liability arising from any inaccuracies and any reliance placed on the information presented on the site and shall not be liable for any damages or harm.
The materials on the Site are provided ‘as is’. The Site makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, the Site does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its websites or otherwise relating to such materials or on any website linked to the Site.
Revisions and Errata
The materials appearing on the Site may include technical, typographical, or photographic errors. The Site does not warrant that any of the materials on its website are accurate, complete, or current. The Site may make changes to the materials contained on its website at any time without notice. The Site does not, however, make any commitment to update the materials.
Limitation of Liability
In no event will our company or its directors, employees, or agents be liable to you or any third person for any direct, indirect or consequential loss or damage incurred in connection with the use, inability to use, or results of the use of our Site, any website linked to it and any materials posted on it.
In no event shall the Site be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on the Site, even if the Site or an authorized of the Site has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.
Prohibited Use
As a condition of your use of the Site, you warrant that you will not use the Site for any purpose that is unlawful or prohibited by these Terms.
You are prohibited from violating or attempting to violate any security features of the Site; damaging, disabling, or impairing or attempting to damage, disable or impair the Site; gaining or attempting to gain unauthorized access to any portion or feature of the Site; interfering with or causing disruption in the operation of the Site; modifying, reverse-engineering, decompiling, disassembling, participating in the transfer or sale, creating derivative works or in any way exploit, in whole or in part, any of the content available on the Site..
You agree to use the Site for lawful purposes only and any violation of any provision contained in these Terms may subject you to civil and/or criminal liability.
Comments
When you leave a comment on our Site, your comment will be publicly available to other visitors of the Site.
For spam detection purposes, we collect the data shown in the comments form, and also your IP address and browser user agent string in accordance to our Privacy Policy.
An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.
If you leave a comment on our Site, you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.
Your comment may be checked through an automated spam detection service.
You can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.
We reserve the right to remove any comment that we determine to be unlawful, inappropriate, offensive or otherwise objectionable or in violation of intellectual property laws or these Terms.
Privacy Policy
While using the site, you may provide certain personally identifiable information, such as your name, email address or IP address.
We process information about you in accordance with our Privacy Policy.
By using our Site, you consent to such processing and you warrant that all data provided by you is accurate.
Links to Other Websites
The Site may from time to time contain links to third-party websites.
The Site has not reviewed all of the websites linked to its websites and is not responsible for the contents of any such linked websites. The inclusion of any link does not imply endorsement by the Site. Use of any such linked websites is at the user’s own risk.
We have no control over and assume no responsibility for the content or practices of any third-party websites or for any loss or damage that may arise from your use of them.
We recommend that you review the privacy policy and terms and conditions of those third-party websites. Once you leave our Site, you are no longer governed by our Terms of Use.
Embedded Content from Other Websites
Content on the Site may include embedded content (e.g. videos, images, articles, etc.).
Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.
These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracing your interaction with the embedded content if you have an account and are logged in to that website.
Affiliate Links
We may have a financial relationship with some of the merchants we mention.
The Site may contain affiliate links, which means we may get compensated at no extra cost to you if you make a purchase through a link.
Our editorial content, including the opinion we express on products, services and merchants are not influenced in any way by advertisers or affiliate partnerships.
We only endorse products, services and merchants that we have personally used/tested and consider of the highest quality standard.
Please refer to our disclosures for further information.
Use of Downloadable Digital Content
When downloading a free digital product in exchange for your email address from our Site, you are granted a limited, personal, non-exclusive, non-transferable license of our materials for your personal use only.
You acknowledge and agree that under this license you have no right to:
– modify, copy, reproduce or sell the materials;
– use the materials for any commercial purpose;
– decompile or reverse engineer;
– remove any copyright or other proprietary notations from the materials;
– transfer the materials to another person;
– create derivative works based upon the materials;
– offer any competing products based upon the materials.
Permission is granted to temporarily download one copy of any downloadable materials on the Site for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:
- modify or copy the materials;
- use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
- attempt to decompile or reverse engineer any software contained on the Site;
- remove any copyright or other proprietary notations from the materials; or
- transfer the materials to another person or ‘mirror’ the materials on any other server.
This license shall automatically terminate if you violate any of these restrictions and may be terminated by us at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.
Governing Law
These Terms of Use and any dispute or claim arising from or in connection with them shall be governed in accordance with the laws of The United States of America.
Termination
We reserve the right to terminate your rights under these Terms without notice if you fail to comply with any of these Terms.
Indemnification
You agree to indemnify, defend, and hold us and our partners, consultants, agents, officers, directors, employees, subcontractors, successors, service providers, and affiliates free from any liability, loss, claim, and expense, including reasonable attorney fees, related to your violation of these Terms, your use of our Site or your infringement, of any intellectual property or other right of any person or entity.
Amendments
We reserve the right to revise these Terms of Use at any time by amending this page without notice.
All updates will be posted on this page and you are expected to check this page from time to time to take notice of any changes.
If you do not agree with the changes to these Terms of Use, you can choose to discontinue the use of our Site.
By using the Site you are agreeing to be bound by the then current version of these Terms of Use.